LEGAL TERMS AND CONDITIONS

General Statement

This information contained on this website is provided with the intention of assisting users. EACH TIME YOU USE THIS WEBSITE, YOU ARE AGREEING TO ALL OF THE TERMS AND CONDITIONS LISTED HEREIN, AS THEY READ AT EACH ACCESS. IF YOU DO NOT AGREE TO EACH OF THESE TERMS AND CONDITIONS, YOU SHOULD NOT USE THIS WEBSITE.

These terms and conditions are subject to change.  Therefore, they should be reviewed on a regular basis.

Information found on this website:

Life Insurance Diabetes hereby grants you a limited revocable personal license to the content for access, reading and downloading.  This license is not negotiable, assignable or exclusive and all content is to be used only for your personal, non-commercial and not-for-profit use.

All information provided is of a general nature and is not a substitute for proper research and professional advice. Information about our products and services is not guaranteed as to accuracy or completeness. To ensure the suitability of all products and information as it relates to your specific situation, you are encouraged to speak to a licensed insurance advisor and to review actual insurance contracts.  Please feel free to contact us for more information.

This website provides information about insurance products in Canada. It does not give you financial or other professional advice. Please contact us  or another professional advisor if you require life insurance or other financial advice.

Quotations, information relating to premiums and other information is subject to change without notice.

Nothing on this site should be seen as an offer to sell insurance products. The opportunity to purchase one of the products identified on this site will depend on many factors including, but not limited to, residency, age and insurability.

We may use third party service providers for specific products. We have, in some cases, provided links to the websites of those third party providers. These links are provided as a convenience to you and Life Insurance Diabetes does not take any responsibility for the content of those external websites. Accessing such websites is done at your own risk.

Copyright and trade-marks:

This website and all contents, information and materials are protected by copyright, trade-mark and/or other intellectual property laws. The website information and content may be used for non-commercial personal use only. Any other uses, including links to this website, are not allowed without the prior written consent of Life Insurance Diabetes. All trade-marks on this website are the property of Life Insurance Diabetes or of their respective owners.

Security:

We strive to ensure that this website, along with any downloads available through this website, are secure and free of viruses.  However, it is not possible to guarantee security and confidentiality on the Internet. You should make proper use of antivirus software to protect your computer if you use this site or if you download any software from this site.

Privacy:

Life Insurance Diabetes is committed to keeping your personal information confidential and safe. Please see our complete privacy policy.  No communication over the internet, however, can be considered absolutely safe and secure, and for this reason, we cannot guarantee the security and privacy of any information you input, send to us or ask that we send to you over the internet.

Life Insurance Diabetes may use cookies and/or IP addresses to analyze website usage patterns.

DISCLAIMER:

THIS SITE IS PROVIDED “AS IS” AND Life Insurance Diabetes PROVIDES no expressed or implied WARRANTY OF ANY KIND, THAT THE INFORMATION IS CURRENT, COMPLETE OR ACCURATE. Life Insurance Diabetes also MAKES NO WARRANTIES THAT USE OF THE WEB SITE WILL BE UNINTERRUPTED, COMPLETELY SECURE OR ERROR-FREE. Some jurisdictions may not allow certain disclaimers or warranties. If this applies to you, then disclamation of warranties are to the fullest extent allowed by the applicable law.

FURTHERMORE, ANY LIABILITY FOR ANY LOSS YOU MAY INCUR AS A RESULT OF USING THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, RELYING ON THE INFORMATION CONTAINED IN THIS WEBSITE, cannot be accepted by Life Insurance Diabetes.

Governing Laws

All of the above terms and conditions, as agreed to, will be governed by the laws of the Province of New Brunswick and applicable laws of Canada. By using this website, you consent and agree to submit only to the jurisdiction of the courts of the Province of New Brunswick in the city of Bathurst for any related action or proceeding.

Severability:

If applicable laws deem any provision of these terms and conditions to be unenforceable, that provision will be deleted and the any and all remaining provisions will continue in full force and effect.