General

These Terms of Use apply to your access to and use of this Website. Please read these Terms of Use carefully before using this Website.

By continuing to access and use this Website, you are deemed to have understood and agreed to all the terms and conditions contained herein. If you do not accept these Terms of Use, you may not use this Website.

In  these  Terms  of  Use,  “this  Website”  includes  all  the  web  pages  related  to  the lifeinsurancediabetes.ca excluding any links to third party sites.

Disclaimer

All information or advice provided as part of this Website is intended to be general in nature and you should not rely on it in connection with the making of any decision.

Life Insurance for people with Diabetes attempts  to  ensure  that  all  information  provided  as  part  of  this Website is correct at the time of inclusion on the Website but does not guarantee the accuracy or completeness of such information.

All  content,  information  and  advice  is  provided  on  an  “as  is”  basis  and  Life Insurance for people with Diabetes hereby expressly disclaims all liability for any action  you may take as a result of relying on such content, information or advice or for any loss or damage suffered by you as a result of you taking this action.

Life Insurance for people with Diabetes does not warrant or make any representations as to the security of this Website nor does it warrant that functions or materials accessible from or contained in this Website  will  work  uninterrupted  or  error  free,  or  that  defects  will  be  corrected  or  that  this Website is free from viruses or other harmful elements.

Life Insurance for people with Diabetes and its affiliates, subsidiaries, agents, or subcontractors will not be liable for any damages either direct, indirect, special, consequential, punitive or other damages (including but not limited to financial losses, loss of data, loss of profits, loss of business, and business interruption) arising out of the use of or inability to use this Website or the  content, information or advice contained therein, including any damage to or any virus that may infect your computer equipment. These limitations of liability apply even if Life Insurance for peoplewith Diabetes has been expressly advised of the potential loss.

Using this Website

You  may  access  any  part  of  the  Website.  However  you  may  not  copy,  distribute,  publish, broadcast, reproduce, alter or tamper with in any way, or otherwise use any material contained in the Website. These restrictions apply in relation to all or part of the materials on the Website;

You must not use this Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website, or in any way which is unlawful, illegal,  fraudulent  or  harmful,  or  in  connection with  any  unlawful,  illegal,  fraudulent  or  harmful purpose or activity.

You must not conduct any systematic or automated data collection activities on or in relation to this Website.

Indemnity

You  hereby  indemnify  Life Insurance for people with Diabetes  and  undertake  to  keep  Life Insurance for people with Diabetes indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Life Insurance for people with Diabetes to a third party  in  settlement  of  a  claim  or  dispute  on  the  advice  of  Life Insurance for people with Diabetes’  legal advisers) incurred or suffered by Life Insurance for people with Diabetes arising out of any breach by you of any provision of these Terms of Use, or arising out of any claim that you have breached any provision of these Terms of Use.

Breach of Terms of Use

Without prejudice to Life Insurance for people with Diabetes’ other rights under these Terms of Use, if you breach these Terms of Use, Life Insurance for people with Diabetes may take such action as Life Insurance for people with Diabetes deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block

your access to the website and/or bringing court proceedings against you.

Third Party Links

This Website may include links to external or third party websites. These links are provided for your convenience only. It is your responsibility to decide whether any services and/or products available through any of these websites are suitable for your purposes.

Such external or third ­party websites are accessed at your own risk and responsibility and Life Insurance for people with Diabetes  is  not  in  any  way responsible  or  liable  for  the  owners  or  operators  of these  websites,  as  Life Insurance for people with Diabetes does  not  give  or  enter  into  any  conditions, warranties  or  other  terms  or  representations  in  relation  to  any  such  external  or  third ­party website nor does it accept any liability in relation to any of these (including any liability arising out  of  any  claim  that  the  content  of  any  external  or  third­ party website  to which  this Website includes a link infringes the intellectual property rights of any third party).

Copyright and Trademarks

This  Website  contains  materials,  including  text,  photographs,  videos,  and  other  images  and sound, which are protected by copyright, trademarks, and other intellectual property rights.

All  copyright and other intellectual property rights in these materials are either owned by Life Insurance for people with Diabetes or have been licensed to it by the owner(s) of those rights so that they may be used as part of this Website.

Except  as  otherwise  noted,  all  trademarks  included  on  this Website  belong  to  Life Insurance for people with Diabetes or have been licensed to it by the owner(s) of those trademarks so that they may be used on this Website. You may not use these trademarks in any form without written consent of the trademark owner.

Amendments to Terms of Use

Life Insurance for Seniors with Diabetes  may  change  these  Terms  of  Use  from  time to time. These amendments shall be effective upon publication on this Website. By accessing and using this Website you are accepting that you are bound by the (then) current terms and conditions and disclaimer. Please  revisit  these  Terms  of  Use  frequently  to  ensure  that  you  are  aware  of  all terms governing your use of this Website.

Changes to/Operation of Website

Life Insurance for people with Diabetes may amend or update the format and content of this Website at any time.

Life Insurance for people with Diabetes  may  suspend  the  operation  of  this  Website  for  support  or maintenance work, in order to update the content or for any other reason.

Life Insurance for people with Diabetes reserves the right to terminate access to this Website at any time, without notice.

Data Protection

This Website  uses  cookies. By  using  this Website  and  agreeing  to  these Terms  of  Use,  you consent  to  Life Insurance for people with Diabetes’  use  of  cookies  in  accordance  with  the  terms  of  Life Insurance for Seniors with Diabetes.

Privacy Policy

Personal details provided to Life Insurance for people with Diabetes through this Website will only be used in accordance with our privacy policy. Please read this policy carefully. By providing your personal details to us you are consenting to their use in accordance with our privacy policy.

Unenforceable provisions

If any provision of these Terms of Use is, or is found to be, unenforceable under applicable law, that will not affect the enforce-ability of the other provisions of these Terms of Use.